42039 ZIP Code — Fancy Farm, KY

Graves County, Kentucky

ZIP code 42039 is located in Fancy Farm, Kentucky, within Graves County. It covers approximately 48.75 square miles and serves a population of 1,358 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42039

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $157,400. Owner-occupancy sits near the national average at 74%.

Median household income is $58,333. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

1,358

population

48.75

sq mi land

Standard

ZIP type

Central (CT)

timezone

42039 ZIP code map

Cities in ZIP code 42039

Below are the cities the US Postal Service accepts for ZIP code 42039. Using any city not on this list may result in mail delivery delays.

City	Status
Fancy Farm	Preferred

Nearby ZIP codes

42021 Arlington (7.4 mi) 42035 Cunningham (8.4 mi) 42069 Melber (9.2 mi) 42051 Hickory (11 mi) 42066 Mayfield (11.3 mi) 42023 Bardwell (11.7 mi) 42031 Clinton (12 mi) 42027 Boaz (13.2 mi) 42088 Wingo (13.4 mi) 42085 Water Valley (14.6 mi) 42087 Wickliffe (15 mi) 42032 Columbus (15 mi)

Demographics updated 05/2026

Population
Total population	1,358
Population density	28 / sq mi
State FIPS	21
County FIPS	083

Geography
Land area	48.75 sq mi
Water area	0.90 sq mi
Latitude	36.7911
Longitude	-88.8269
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	52.0%	47.9%
$50k – $100k	44.9%	32.6%	30.3%
$100k – $200k	13.0%	12.8%	17.6%
Over $200k	2.1%	2.7%	4.2%

Demographics & statistics

1,358

Population

People per sq mi

44.4

Median age

$58,333

Median household income

$33,996

Per capita income

$157,400

Median home value

$530

Median monthly rent

74.2%

Home ownership

12.6%

Poverty rate

0.9%

Unemployment

561

Housing units

21.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

101

35–44

106

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	246	18.1%
18 and over	1,112	81.9%
65 and over	254	18.7%
Median age	44.4 years

Race & ethnicity

White 95%

Two or more races 2.5%

Hispanic or Latino 0.9%

Asian 0.8%

Black or African American 0.7%

Group	Count	%
White	1,303	95%
Two or more races	34	2.5%
Hispanic or Latino	13	0.9%
Asian	11	0.8%
Black or African American	10	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	52.0%	47.9%
$50k – $100k	44.9%	32.6%	30.3%
$100k – $200k	13.0%	12.8%	17.6%
Over $200k	2.1%	2.7%	4.2%

Under $10k 7.6%

$10k–$15k 9.9%

$15k–$25k 6.1%

$25k–$35k 6.3%

$35k–$50k 11.8%

$50k–$75k 19.7%

$75k–$100k 6.0%

$100k–$150k 23.3%

$150k–$200k 3.1%

$200k+ 6.1%

Range	% of households
Under $10k	7.6%
$10k–$15k	9.9%
$15k–$25k	6.1%
$25k–$35k	6.3%
$35k–$50k	11.8%
$50k–$75k	19.7%
$75k–$100k	6.0%
$100k–$150k	23.3%
$150k–$200k	3.1%
$200k+	6.1%
Median income	$58,333

Housing

Home values

Under $50k 9.6%

$50k–$100k 17.2%

$100k–$150k 19.9%

$150k–$200k 20.5%

$200k–$300k 15.8%

$300k–$500k 12.9%

$500k–$1M 4.0%

Housing overview

Metric	Value
Median home value	$157,400
Median rent / month	$530
Owner occupied	74.2%
Renter occupied	25.8%
Vacant	15.8%
Single-family detached	80.2%
Large apartment buildings	0.0%
Mobile homes	13.5%
Median rooms	5.2
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	4.9%
2000–2009	14.1%
1990–1999	19.8%
1980–1989	7.0%
1970–1979	16.2%
1960–1969	18.8%
1950–1959	2.9%
1940–1949	9.1%
1939 or earlier	7.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	9.8%
2 bedrooms	25.2%
3 bedrooms	47.3%
4 bedrooms	15.1%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	31.3%
2 vehicles	28.5%
3 or more	35.6%

Heating fuel

Fuel type	%
Utility gas	5.8%
Electricity	46.9%
Propane / LP gas	42.2%
Wood	3.5%

Households & families

Household type	Count	%
Married-couple family	295	48.8%
Cohabiting couple	32	5.3%
Male householder, no spouse	130	21.5%
Female householder, no spouse	147	24.3%
Households with children under 18	130	21.5%
Households with seniors (65+)	200	33.1%
Average household size	2.24

Marital status

Status	Male	Female
Never married	28.2%	24.3%
Married	54.6%	49.0%
Separated	0.0%	1.1%
Widowed	1.2%	16.2%
Divorced	16.0%	9.4%

Education

Less than 9th grade 3.8%

Some HS, no diploma 6.3%

HS graduate 43.7%

Some college, no degree 9.5%

Associate's degree 15.5%

Bachelor's degree 13.1%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	89.9%
Bachelor's or higher	21.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	15.7%
Kindergarten	19	5.8%
Elementary school	42	12.9%
High school	101	31.1%
College / grad school	112	34.5%

Employment

Industry of employment

Education & healthcare 30.1%

Manufacturing 21.3%

Professional & management 8.0%

Public administration 7.3%

Transportation & utilities 6.6%

Agriculture & mining 6.3%

Retail trade 5.5%

Other services 4.5%

Construction 3.7%

Wholesale trade 2.8%

Finance & real estate 2.1%

Arts, food & hospitality 1.3%

Information 0.4%

Occupation

Category	%
Management, business & arts	44.4%
Service	10.7%
Sales & office	21.9%
Natural resources & construction	10.6%
Production & transportation	12.4%

Employment type

Type	%
Private sector	68.9%
Government	23.2%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.6%
Carpool	0.0%
Public transit	1.1%
Walk	0.0%
Work from home	7.4%
Other means	0.9%
Avg commute (minutes)	28.0

Poverty

All people 12.6%

Under 18 years 7.7%

18 and over 13.7%

Married-couple families 7.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	41.1%
Retirement income	36.3%
Supplemental Security	3.1%
Cash public assistance	0.3%
Food stamps / SNAP	8.6%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	42.7%
High cholesterol	38.2%
Diabetes	12.0%
Heart disease	8.3%
Stroke	3.7%
Asthma	11.0%
Arthritis	32.8%
Kidney disease	3.3%
Pulmonary disease	10.9%
Cancer	7.4%

Behavior / access	%
Smoking	23.4%
Binge drinking	15.4%
No physical activity	31.0%
Less than 7 hrs sleep	37.5%
Depression	24.9%
Fair or poor health	20.5%
Poor mental health	17.7%
Poor physical health	14.2%
No health insurance	10.6%
Visited doctor (checkup)	77.1%
Visited dentist	53.3%
Cholesterol screening	89.8%
Teeth loss	19.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	63	5.7%

Disability	%
Any disability	12.9%
Under 18	5.3%
18–64 years	14.1%
65 and over	16.1%

Health insurance coverage

Type	%
Private insurance	76.1%
Public insurance	36.4%
No insurance	4.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,304	96.0%
Spanish	4	0.3%
Other Indo-European	4	0.3%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,310	96.5%
Born in same state	1,298	95.6%
Born in different state	876	64.5%
Foreign born	12	0.9%
Naturalized citizen	48	3.5%
Not a US citizen	39	81.3%

Ancestry

Ancestry	Count	%
French	432	31.8%
Italian	177	13%
Arab	151	11.1%

Ancestry	Count	%
Irish	5	0.4%
English	4	0.3%

Technology access

Metric	% of households
Computer access	44.5%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42039

What city is ZIP code 42039 in?

ZIP code 42039 is primarily assigned to Fancy Farm, Kentucky.

What county is ZIP code 42039 in?

ZIP code 42039 falls within Graves County, Kentucky.

Does ZIP code 42039 have a large retiree population?

41% of households in ZIP code 42039 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42039?

The median home value in ZIP code 42039 is $157,400.

What is the population of ZIP code 42039?

ZIP code 42039 has an estimated population of 1,358 residents, with a density of 28 people per square mile.

What is the median household income in ZIP code 42039?

The median household income in ZIP code 42039 is $58,333, below the national median of ~$75,000.

What timezone is ZIP code 42039 in?

ZIP code 42039 observes the CST timezone.